THE COMBINED INDUSTRY ASSOCIATION’S REFERRAL PROGRAM
       FOR RELATED INDUSTRY ASSOCIATIONS AND THEIR MEMBERS

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In 1993 The Combined Industry Association Purchasing Group of America was organized by several Risk Retention Purchasing Group Association, Risk Retention Group Insurance Companies, Business Industry Trade Associations, and Self Insured’s as a REFERRAL program for members, that contacted the Association’s asking about Insurance other than what the Association’s were able to provide by LAW or support as a group program.

In that regard; a network of state licensed Agent/Producers, Insurance Agencies, and Insurance Companies have been contracted and respond to referrals forwarded by The Combined Industry Associations. The Combined Industries Association does not solicit, quote or bind Insurance. Only a designated licensed Agent/Producer referred by the Combined Industries Association is responsible for responding to any request for insurance information.